Children & Minors
Back to School: Waivers of Liability
It’s September now and students are returning to school for a brand-new academic year. The rigours of academia come along with fun school field trips
September 19, 2019 No Comments
Legal Insights
Explore thoughtful commentary, strategic guidance, and practical perspectives from Jasmine Daya & Co. Our daily blogs deliver actionable insights across our core practice areas, keeping you informed on serious personal injury, complex property damage and insurance disputes, cross-border private lending advisory, and general legal matters.
JD&Co. | forms
Categories
Read More »
One of the biggest surprises Canadian private lenders encounter when expanding into the United States isn’t the legal system, it’s the different language, despite it still being English.
Suddenly, conversations are filled with acronyms that seem to assume everyone knows exactly what they mean.
June 15, 2026
For Canadian private lenders looking to expand into the United States, one of the biggest surprises is often the foreclosure process.
Many assume that because Canada and the United States share common law roots, the enforcement process must be similar.
It isn’t.
June 15, 2026
One of the first questions Canadian private lenders ask me is surprisingly simple: “Okay, Jasmine. If we decide we want to do this… how long before we can actually lend in the United States?”
The answer everyone hopes to hear is: “A few days.”
June 15, 2026
For decades, Canadian mortgage brokers have built successful businesses helping clients navigate an increasingly competitive lending landscape. But as more Canadian investors and entrepreneurs look south of the border for opportunity
June 15, 2026
One of the most common misconceptions I hear from Canadian private lenders looking to expand into the United States is this: “Once we’re lending in the U.S., we only need to worry about U.S. laws.”
June 15, 2026
One of the questions Canadian mortgage professionals considering expansion into the United States is this: “Can I get an NMLS licence if I’m Canadian?”
The short answer is: Yes.
The longer answer is: Yes, but NMLS isn’t actually the licence—and the requirements depend entirely on what you’re trying to do and where you’re trying to do it.
As with many things in the United States, the answer isn’t straightforward.
June 15, 2026
Canadian private lenders entering the United States often ask which state offers the best opportunities. Compare California, Florida, Texas, and Arizona from a lending, foreclosure, risk, and growth perspective.
June 2, 2026
Private lenders spend thousands reviewing appraisals and title reports, but many never review insurance policies. Learn why insurance review is becoming one of the most important risk-management tools in private lending.
June 2, 2026
Canadian private lenders expanding into the United States should understand cross-border tax planning, withholding taxes, U.S. filing requirements, treaty considerations, entity selection, and estate tax risks.
June 2, 2026
Foreclosure laws vary dramatically across the United States. Learn the difference between judicial and non-judicial foreclosure, redemption rights, deficiency judgments, and what Canadian private lenders should consider before funding a U.S. loan.
June 2, 2026
Expanding into U.S. private lending? Learn the key loan documents Canadian lenders need, including promissory notes, deeds of trust, mortgages, guarantees, insurance provisions, and more.
June 1, 2026
Canadian private lenders entering the U.S. market must understand the difference between business-purpose and consumer loans. Learn how this distinction affects licensing, compliance, loan documents, and risk.
June 1, 2026
Canadian private lenders are increasingly expanding into the United States. Learn the 10 most common mistakes lenders make and how to avoid costly compliance, tax, and legal problems.
June 1, 2026
Canadian private lenders are increasingly expanding into the United States. Learn the 10 most common mistakes lenders make and how to avoid costly compliance, tax, and legal problems.
June 1, 2026
As Canada’s real estate market slows, many private lenders are exploring opportunities in the United States. Learn the benefits, risks, and legal considerations of cross-border private lending.
June 1, 2026